← Compliance glossary

Suspicious Matter Report (SMR)

AML/CTF

A report filed to AUSTRAC when a reporting entity forms a reasonable suspicion that a transaction or attempted transaction relates to money laundering, terrorism financing, tax evasion, or another serious offence. Lodgement deadline: 24 hours for terrorism financing, 3 business days for other matters (s.41 of the AML/CTF Act 2006). Disclosure of an SMR can be a tipping-off offence (s.123).

This term sits in the AML/CTF section of the working glossary — vocabulary that recurs across the AUSTRAC reporting-entity regime, the AML/CTF Act 2006, and the AML/CTF Rules 2025.

Read more

Operational pillar pages

Related terms

Other terms in AML/CTF