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Threshold transaction (TTR)

Reporting & records

A cash transaction at or above AUD 10,000 (or its foreign-currency equivalent) — the trigger that compels a Threshold Transaction Report (TTR) to AUSTRAC under s.43 of the AML/CTF Act 2006. The threshold is per-transaction, not per-day. Structuring (splitting one large transaction into multiple sub-threshold transactions to avoid the TTR trigger) is itself an offence under s.142 of the Act and is addressed in the structuring glossary entry.

This term sits in the reporting & records section of the working glossary — vocabulary for statutory reporting cadences, evidence retention, and inspection-ready record discipline.

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